Set the rules, every payment follows them
Define who can pay, how much, when, where and with which suppliers.
- A funder pays a budget of €600.00 into the account of user 05, out of the €7,200.00 envelope of the Equipment 2026 MAP account. Every amount in this animation is an example.
- Six rules are written before the spend. Who: 12 designated employees. How much: €250.00 per operation. When: 1 March to 30 June. Where: France. With whom: the selected suppliers. How: online yes, withdrawals no.
- A payment of €120.00 is presented at a selected supplier: the six rules are met, the payment is accepted.
- A second payment of €120.00 is presented at a supplier outside the authorised area. It falls outside the frame set by the “where” rule: the payment is blocked before it is executed.
The rules
Configurable rules
Set the framework before distributing funds. Combine rules for each budget and each user.
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Who can pay
The designated users, their accounts and the budgets allocated to them.
In the example12 designated employees -
How much
The available amount and limits per payment, day or month.
In the example€600 per user, €250 per payment -
When
The start date, period of use and end date of the budget.
In the example4 months -
Where
A municipality, a department, a region, France or an international area.
In the exampleFrance -
With which suppliers
A list of suppliers or permitted categories: health, accommodation, education, IT and clothing.
In the exampleSelected suppliers -
How
The available means of payment, online purchases and cash withdrawals allowed, capped or blocked.
In the exampleOnline payments allowed, withdrawals blocked
These settings work together. They are defined with your teams before the first spend.
The control engine
Checks before payment
MAP checks the payment against the balance and applicable rules before executing it.
- 1The payment is presented
The amount, supplier, date and means of payment are matched to the relevant account.
- 2The rules are checked
MAP checks account activation, the balance, limits, the period and authorised suppliers.
- 3The decision is returned
The payment is accepted or refused. Its status and any reason for refusal are shown in the payment journey.
Example: an equipment budget
A company allocates €600 to each of its 12 employees for four months. Payments are limited to €250 per operation, in France, with selected suppliers. Try the three payments below.
Example: Equipment 2026 MAP account
01The rule
- Who12 designated employees
- How much€600.00 per user, €250.00 per operation
- Whenfour months
- WhereFrance
- With whomselected suppliers
- Howonline allowed, withdrawals blocked
02The payment presented
Choose a payment to see which rule passes or blocks it.
€120.00 at a selected supplier, below the €250.00 limit. After payment: €480.00 available.
The petrol station is outside the selected suppliers. Payment refused, €600.00 remains available.
€300.00 exceeds the €250.00 limit per operation. Payment refused, €600.00 remains available.
03MAP’s decision
All six rules are met. The payment is executed, debited from the envelope and recorded on the blockchain.
Envelope: €480.00 left out of €600.00
“With whom” rule: the petrol station is outside the selected suppliers. The user knows the reason immediately.
Envelope: €600.00, unchanged
“How much” rule: the €300.00 amount exceeds the €250.00 ceiling per operation. The user knows the reason immediately.
Envelope: €600.00, unchanged
Situation and values given as an example. The rules of your MAP account are set with your teams, before the first spend.
Let’s build your solution
Tell us about your users, the funds to distribute and the intended uses. We define the appropriate services and rules with your teams.